How The Process Works

We understand that in time of need, the most comforting asset is someone who truly cares and will take the time to fully explain the process.

To hear that a loved one has been arrested and needs to be bailed out can be very stressful. If you don’t have the right information, the daunting act of obtaining bail can also be confusing and downright foreign to the average person. So to set you on the right path, here are some key points in understanding how the whole process of bail bonding works, in your personal mini crash course in the bail bond process:

  1. Someone gets arrested and taken to jail for booking. During this process, the person will be processed within the system by having a mug shot taken, fingerprinted, and asked for a statement. While awaiting his or her day in court, the individual will be held in jail unless he or she is released on bail.
  2. The court sets the monetary value of the bail A bail bonding agency, acting for the defendant, will arrange with the court to have a suspect released from jail pending the trial in exchange for money or collateral, which may be cash, assets, or a bond.
  3. Under state law, a surety company can provide a type of insurance policy or "bond" that guarantees payment of the full bail amount to the court if the defendant does not show up for all scheduled appearances.
  4. When a bail bondsman, working with a bail bonding agency, puts up a fee for the release of a suspect on bail, the bondsman charges a fee of usually about 10% of the amount of money that is required to pay the bail. This initial fee is not refundable, even if the case is thrown out after the suspect posts bail.
  5. The bail bondsman will take out a security against a defendant’s assets in order to cover the cost of the bail. If the defendant does not have enough assets, then the bondsman might take out securities against individuals that are willing to assist, such as relatives and friends. When a security is taken out, a bondsman often requires that 10% cash payment in addition to the mortgage on a person’s home that would equal the full amount of the bail bond money owed.
  6. In the event that a defendant does not arrive in court on trial day, the bail bond agency may also recover any unpaid money by claiming assets that were owned by the defendant or those individuals that signed a contract to financial assist the defendant.
  7. After all court appearances have been completed and cases have been closed, the collateral will be disbursed to the defendant, and the bond will be dissolved.

** Please note that missing a court date is against federal law, and in the event of this happening, the authorities must be notified at once.

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